Viral Colorado home listing warns buyers they must remove the ‘occupant’ living inside

A bizarre Zillow listing for a Colorado home has warned potential buyers they won’t be allowed to inspect the property before purchasing — and that it’ll be their responsibility to remove the current “occupant.”

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Tori McMechan, who lives inside the three-bed, two-bath home in Nunn — about 25 miles outside Fort Collins — called the listing “unreal” after the residence went into foreclosure, according to 9News on Thursday.

“Who would buy a home sight unseen with an occupant still in it?” she told the outlet.

The home has been listed for $215,280 on the real estate app for over two months before it was shared on X Wednesday by the account Zillow Gone Wild, where it quickly racked up more than four million views.

The listing drew attention for its unusual conditions, warning buyers the home is “being sold occupied” with “NO SHOWINGS and NO PROPERTY ACCESS for inspections or otherwise,” and will be sold “in its current, unknown, as-is condition.”

“Buyer will be responsible for obtaining possession of the property upon closing,” it stated.

The listing agent told 9News he has sold thousands of foreclosed homes over his career — but this is the first he’s listed with someone still living at the residence.

McMechan said she has lived in the home since 2006 when her husband, James McMechan, purchased the property four years before he was killed in a car accident, and she has been there ever since.

James McMechan died in a “one-vehicle crash shortly after he threatened several Nunn town board members with a knife,” police told the Greeley Tribune following his death in May 2010.

Tori McMechan served as Nunn’s town clerk and treasurer until she was fired in February 2010, the outlet reported.

“This is the last thing that my husband bought for me before he passed,” the widow told 9News, fighting back tears as she described her years-long legal battle to keep the home since his death.

The property has been entangled in foreclosure proceedings for more than 15 years.

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Weld County court documents from December 2025 show the deed eventually landed with Deutsche Bank, with records showing the loan went into default around 2010.

Court records indicate that there have been at least six separate filings since 2010.

McMechan claims the bank has been “unwilling” to work with her as the “surviving spouse” and alleges that they refused to speak with her or accept her payments because her husband’s name was on the loan, leaving her unable to make payments.

“We took out the loan, the actual loan on this house, in ’06,” McMechan told 9News. “In 15 years, 2021, this home would have been paid off.”

McMechan sued the lender twice on her own, arguing the loan had been passed between companies without a clear paper trail proving who actually owned it, but both lawsuits were dismissed, the outlet reported.

The Zillow listing went up after the Colorado Court of Appeals ruled last year that even taking McMechan’s claims at face value, they did not amount to a legal reason to stop the sale.

McMechan said she feels her last remaining option is to be formally evicted.

In October 2024, the Colorado Supreme Court ruled that tenants facing eviction have the right to demand a jury trial under certain circumstances — a decision that McMechan is now banking on to save her home.

McMechan said that regardless of the outcome, she intends to remain in the home no matter who purchases it.

“I’m staying,” she told the outlet. “They can come on in, but I’m not leaving.”

The listing generated intense reaction across the internet from those who were taken aback over the $215,000 asking price.

“$215K for a squatter occupied house is crazy, no matter the location. The interior has got to be nuts,” one person said.

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“215k and I have to fight to the death. Incredible,” another quipped.

“I’ve never seen a house being sold as a mystery box,” a third added.