{"id":7781,"date":"2026-08-31T19:08:11","date_gmt":"2026-08-31T19:08:11","guid":{"rendered":"https:\/\/metrotransitreview.com\/?p=7781"},"modified":"2026-08-31T19:08:11","modified_gmt":"2026-08-31T19:08:11","slug":"social-security-nears-cliffs-edge-putting-recipients-at-risk-of-losing-500-a-month","status":"publish","type":"post","link":"https:\/\/metrotransitreview.com\/?p=7781","title":{"rendered":"Social Security nears ‘cliffs edge’ \u2014 putting recipients at risk of losing $500 a month"},"content":{"rendered":"
\n

Millions of Americans are at risk of losing big bucks.<\/p>\n

Social Security \u2014 the federal program providing monthly payments to eligible Americans \u2014 is in jeopardy of running out of cash by 2032. Over 71 million people rely on these benefits as the payments replace income when folks retire, become disabled or lose a spouse.<\/p>\n

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The Social Security Administration (SSA) said in a statement that after 2032, the fund will only be able to dole out 78% of total scheduled benefits. This means recipients are at risk of losing an average of about $500 a month.<\/p>\n

\u201cThis train wreck is going to happen,\u201d Rep. Steve Womack (R-Ark.) said in an interview with Politico. \u201cSo as early as six years from now, we\u2019re going to have to have a plan. And of course, I\u2019m a big believer that we need to deal with it now, or we need to start the process of dealing with it now.\u201d<\/p>\n

As fear grows, Capitol Hill has seen a flood of lawmakers introduce bills aimed at addressing Social Security\u2019s long-term solvency, but none have been passed.\u00a0<\/p>\n

In July, the Promise Act \u2014 bipartisan legislation from eight senators \u2014 would create a process for Congress to develop a plan to keep Social Security solvent for at least 50 years.\u00a0<\/p>\n

\u201cI won\u2019t pretend there\u2019s consensus on how we solve this, but the math is unforgiving: the longer Congress waits to act, the fewer good options remain, which is why I am proud to support this legislation,\u201d Senator Thom Tillis, who co-sponsored the bill, said.<\/p>\n

Just before that, the Bipartisan Social Security Commission Act was introduced in June by two representatives which would also establish a committee to develop solutions.<\/p>\n

The Social Security 2100 Act was also introduced back in June and would increase benefits while shoring up Social Security\u2019s finances by making higher-income Americans pay more into the system.<\/p>\n

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According to the bill \u2014 which was first introduced back in 2017 \u2014 all current and new beneficiaries would see a 2% benefit increase, it would change how COLA is calculated and make other switches to benefit structure.<\/p>\n

The new minimum benefit would change to 125% of the Federal poverty line, and switch the COLA calculation to the CPI for the Elderly (CPI-E).\u00a0<\/p>\n

\n<\/div>\n

The CPI-W currently calculates Social Security COLAs. It tracks the spending of working-age people \u2014 specifically wage and clerical workers. But it also tracks the cost of food, housing, energy, transportation and healthcare.\u00a0<\/p>\n

Meanwhile, the CPI-E is another measure for folks 62 and older, offering more information on expenses that directly impact seniors. Some advocates believe that this change would be more beneficial to Social Security recipients as it\u2019s a \u201csenior-focused\u201d inflation measure instead of \u201cworking-person-focused.\u201d<\/p>\n

However, The Senior Citizens League (TSCL) \u2014 a non-partisan advocacy group that makes very accurate COLA projections \u2014 fear the chance of the bill passing is slim to none.<\/p>\n

\u201cAlthough the Social Security 2100 Act is unlikely to pass in the current Congress, it should. The bill is the gold standard for Social Security reform and accomplishes the majority of changes older Americans want to see for the program,\u201d TSCL Executive Director Shannon Benton said.<\/p>\n

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More than 71 million Americans rely on Social Security every month, and in just six short years, benefits could be wiped out.<\/p>\n","protected":false},"author":1,"featured_media":7780,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-7781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle"],"yoast_head":"\nSocial Security nears 'cliffs edge' \u2014 putting recipients at risk of losing $500 a month - Metro Transit Review<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/metrotransitreview.com\/?p=7781\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Social Security nears 'cliffs edge' \u2014 putting recipients at risk of losing $500 a month - 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